Thursday, June 26, 2008
family health insurance
I have reached on of those breaking points that I think many of us here in school are afraid of. It's been one of those weeks where I can feel the rug of parental security slowly slipping out from under my feet and I am not sure it there was a hole under that rug all along or if I am just imagining that. This week my parents brought up, at the dinner table, that they think I should start becoming more independent. I just said that I thought that I am independent since I go to school and live in a house without them. They brought up how I don't pay for either of those things and so I had to concede to that fact. They are just thinking many years ahead of me right now. I don't think I should even be thinking as far ahead as next week since it's the middle of the summer. They have laid out a series of things that they want me to do by the end of the summer to be considered financially independent by next year when I start class again. This means that next year I won't be putting them in charge of the bill, but I will be the one with all of the debt on my hands. At this point I have absolutely no authority over what happens with my finances. I had never even thought about having no authority, but now it does make me want to take charge.
The first step in this whole process is that I have had to get a job. My parents want me to be able to pay my bills this year and so I have to get in the habit of working while I am in school which will be a new experience for me. The biggest bill I will have to pay next year is for health insurance. I guess that the name on the health insurance bill makes a big difference when you are being considered independent or not. At this point I can never be considered financially independent on family health insurance. For now I am just trying to enjoy what I imagine to be that last of my childhood freedoms.
Posted by Rick at 2:09 PM